Pilot launching soon in Ghana

Save together. Plan better.

SusuWave helps families, friends, workers and communities organise susu groups, plan personal savings goals and prepare for important purchases with greater clarity and transparency.

Join the upcoming pilot See how it works

Built in Ghana for the way people already save, contribute and plan.

My Susu Group ACTIVE

Current group contribution

GHS 1,500.00

Next payout recipient: Ellen

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Contribution recorded Your payment has been confirmed.

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Payout tracking Know whose turn it is to receive.

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Timely notifications Members know what to do next.

Transparent Clear records for members

Organised Contribution and payout tracking

Non-custodial Funds remain with the group Treasurer

Community-first Designed around real savings habits

How it works

Start and manage a susu group in a few clear steps.

SusuWave guides the leader, Treasurer and group members through every stage of the contribution cycle.

Create your group

Choose the group size, contribution amount, payout interval and other important susu rules.

Invite your members

Share the group's invitation code with trusted family members, friends, colleagues or community members.

Appoint a Treasurer

The group selects a trusted Treasurer who receives contributions through their configured payment account.

Make contributions

Members follow the app's payment instructions and the Treasurer confirms payments received.

Track every payout

SusuWave shows whose turn it is, the expected payout amount and the current payout status.

Complete the cycle

The Treasurer marks the payout as sent, the recipient confirms receipt and the group proceeds to the next member.

What SusuWave offers

One platform for group saving, personal goals and future purchases.

SusuWave is being designed around the financial habits and goals people already have.

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Susu Groups

Organise contributions, appoint a Treasurer, track payments, manage payout order and keep members informed throughout the cycle.

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Personal Savings

Set savings goals for things that matter to you and plan how much to save over time toward each goal.

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Marketplace

Discover useful products and prepare toward purchases through structured savings and merchant-supported options as the platform grows.

Built for your group

Everything members need to stay informed and organised.

No notebooks, scattered messages or confusion about whose turn comes next.

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Group management

Create groups, invite members, assign shares and establish clear contribution rules.

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Contribution records

Keep members informed about payments that have been submitted and confirmed.

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Fair payout order

Follow an organised payout sequence so everyone knows when their turn is coming.

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Activity notifications

Receive helpful alerts when a contribution, confirmation or payout action requires attention.

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Recipient confirmation

A payout is completed only after the recipient confirms that the money has been received.

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Clear group progress

See the current recipient, contribution progress and payout status from one dashboard.

Our story

SusuWave was inspired by what can happen when saving depends only on trust.

The idea grew from a personal family experience and a simple question: can technology make familiar savings practices more organised, transparent and easier to follow?

A loss that stayed with a family.

Years ago, a family member saved faithfully with a susu company. When concerns about the company began to spread, she went to ask for her savings and was told to return the next day. When she did, the premises were locked and the company had disappeared with the money.

Turning a painful lesson into a better system.

The loss caused serious hardship and became a lasting reminder of how important transparency, visibility and accountability are when people entrust their savings to a system.

SusuWave is being built to support familiar saving practices with clearer records, better coordination and stronger shared visibility while keeping the pilot non-custodial.

Trust and responsibility

SusuWave organises the process without holding your money.

During the pilot, members pay the group's appointed Treasurer directly. SusuWave records and coordinates the contribution and payout process while the funds remain under the group's control.

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Group-appointed Treasurer The group chooses the person responsible for receiving and distributing funds.

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Manual payment confirmation Contributions and payouts are confirmed by the people directly involved.

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Shared visibility Members can follow the progress of their susu cycle inside the app.

Pilot coming soon

Be among the first groups to experience SusuWave.

SusuWave is currently being prepared for a controlled pilot with family, friends and selected susu groups in Ghana.

Pilot registration opening soon Read our story

Pilot registration details will be announced here soon.